Look at it this way: the average 40" flat screen TV draws between 1.5 and 3 amps per hour, while most home wiring for outlets is on a 20 amp circuit. There is a maximum of 20 amps available, that doesn't mean that any device plugged into that circuit is going to get 20a, it simply gets what it needs in order to work up to a max of 20a. You're certainly not going to void your TV's warranty by plugging it into a 20a circuit.
The amp rating (amps per hour, aph) on a car charger is primarily determined by the wire gauge. A 2.0a charger is capable of supplying up to 2a of current. Same as in your house: the wall outlets are 12 gauge wire that can supply up to 20a, the light fixtures are typically 14 gauge wire rated at 15a. Using a 2a charger simply means that the phone can draw how ever much it requires, up to a maximum of 2 amps.
I'm not here to argue...I am giving good advice for the general population to follow. Unfortunately not everyone is well versed in Electrical Code or for that matter is intuitive enough to make the right decisions all the time and not burn their houses down. It's simply good practice on these devices to stick with the Specified Current output that the Manufacturer has indicated.
If I were to use your analogy, YES, the outlets in most home wiring circuits can supply up to either 15 Amps (standard socket - two vertical bars, one slightly wider than the other, and 14 gauge wire), or 20 Amps (high power socket - different plug configuration where one actually has a cross "tail" - see below and 12 gauge wire), not to mention higher power for things such as Electric Dryers, Air Conditioners, etc. However virtually ALL devices you will plug into those sockets (including that flat screen TV you're referring to) - except for things like straight loads such as light bulbs or those high-power devices, will have a fuse, circuit breaker or other current limiter between the wall outlet and the device for the very same reasons I've mentioned earlier.
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If there were no reason to "LIMIT" the amount of current available in each circuit or at each socket, then ALL sockets would be 200 Amp capable and you wouldn't need a circuit breaker box on your home.
If I took 4 gauge wire and ran from a 200 Amp breaker and tied it to a 15 amp outlet (something an electrician would NEVER do), I wouldn't even consider the remote possibility of putting my 40" flat screen into that outlet's plug. Would the TV work...YES. Would it pull more than the outlet is rated for??? NO...not as long as everything is working perfectly, but is there a possibility of a failure of some kind in the device that could cause it to short internally or externally (i.e. pinched cord), and possibly have access to even more current than the outlet itself is rated for...well, YES. So again, I stand firm by my suggestions.
Proceed at your own risk.