Anyway I can get insurance on my Motorola Droid, after 30 days?

JK1000

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So, I've had my Droid since March 2010. I recently got a bad crack on it. It still works fine, its just the cracks are annoying. I contacted Asurion, SquareTrade and Verizon, all saying that they can't provide me insurance because it's been past 30 days, 90 days (SquareTrade), etc. Is there anyway I can get insurance so I can get my phone fixed?
 
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