Best insurance for Razr Maxx

[walker77]

I just got a new Razr Maxx to replace my HTC Thunderbolt. What is the best insurance for the Razr Maxx? Should i keep the Verizon insurance or go with some one else?

Also, is there an app or widget that i can get that would put a flip style clock on the home page like i had on my Thunderbolt?

Thanks guys

 

[Sydman]

Not sure on the insurance, for the widget I recommend Beautiful Widgets.

 

[patmw123]

I chose Ensquared insurance for my Nexus. It's cheaper and there is supposedly a "90%" chance you'll receive a brand new replacement. There is a section here at DroidForums that could be more informative.

 

[Droid-Xer]

I would keep the asurion VZW coverage. And I second Beautiful Widgets

 

[wann495909]

The reason I like the insurance thru VZW is beccause it extends the warranty as long as you have the insurance on the phone

 

[macminn18]

My daughter brought her phone into Verizon, having issues with it, and they said it would cost $100 for a replacement. Why have insurance?

 

[Tru2Chevy]

My daughter brought her phone into Verizon, having issues with it, and they said it would cost $100 for a replacement. Why have insurance?

Because without the insurance she would have to pay full price (generally in the $450-$600 range) for a new replacement.

If she's just having software issues (and there are no physical problems) I don't know why they couldn't just do a factory reset and send her on her way though.

- Justin

 

[MysticalDreams]

I have generally used SquareTrade.com for insurance.

I 2nd or 3rd or 4th for Beautiful Widgets. I have just started making my own skins for my flip clock so nice to be able to fully customize it to fit my wallpaper of the week.

 

[tech_head]

My daughter brought her phone into Verizon, having issues with it, and they said it would cost $100 for a replacement. Why have insurance?

Do you have insurance or TEC?
Total Equipment Coverage or TEC will cover the phone for all warranty and wear related issues for free. THe only time you need to pay the deductible is for damage to the phone, water and or drops. You also must pay if you lose the phone.

I had my wife's Bionic replaced for free because it has BSOD.

 

[SallyC]

My daughter brought her phone into Verizon, having issues with it, and they said it would cost $100 for a replacement. Why have insurance?

I'm not so sure insurance is worth it either. I think it was about $10/month when I looked at it, plus the $100 deductible. So that means I'm looking at $240 (24 months X $10) plus the $100. I'm out the $240 even if I don't file a claim and I'm out $340 if I do.

I got my Droid Razr 6 months ago for $279 (with 2 yr contract) and I can buy one right now - not broken - on eBay for $300. I'm sure 6 months from now, it will be even cheaper, but I'd already have saved $40 over my monthly insurance plus deductible. Plus, if it just needs repairs, Motorola has some very reasonable repair rates listed here as well.

So maybe if I had a history of breaking or losing my phone it might seem more appealing to me, but I definitely wouldn't say buying insurance is a no brainer.

 

[KZ_259]

yeah, i can't really agree insurance is worth it, especially with the 100 dollar deductible. also, i've replaced cracked screens and other small hardware fixes so i'm not too worried about it either.

 

[Andielyn]

I've always gotten the extended warranty for my daughter's phone but not the no-fault insurance and it's paid off. She has had a few replacements over time, handled in store by Verizon. One time the problem was water so we were out of luck that time but I'd say in certain cases (teens) it's worth it. $1.99/month.

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