@MattE303 : It has the GSM radio built it, (Verizon originally advertised this as a "world phone") but Verizon has it disabled and I've never come across anyone that has been able to activate it to work on an actual GSM network, past what FoxKat had already mentioned. For everyday reliable use, you're out of luck.
FoxKat will be able to better elaborate.
S5 tap'n
@MattE303 The Galaxy S5 is one of a group of 42 "world phone" models (
Smartphones, Tablets, Connected Devices & More - Verizon Wireless), sold for primary operation on Verizon's cellular network and yet are able to communicate on GSM networks while traveling overseas. These phones will communicate on foreign GSM as long as certain requirements are met. See
International Travel FAQs | Verizon Wireless for complete information, however in summary you would need to add an International Travel Plan on your Verizon service in order for the phone to activate properly on the GSM network overseas. Alternatively you can add TravelPass to an existing account and be able to use it overseas and pay the per diem rate for use.
As for using it on GSM networks here in the US (unlocking it), I believe
@cr6 is correct, Verizon holds the "key" to GSM on that phone (which they have locked down tight), and due to competition they didn't want people buying phones from them, often at deeply discounted cost (i.e. subsidized), and then using it on a directly competing network for service thereby preventing Verizon from recapturing the upfront costs in lost profits through service.
There may be ways to get them working on another network that is not "directly" compatible (i.e. not CDMA), but it's not easy. Here's just one of many videos showing a Verizon S5 working with an AT&T SIM by adding the AT&T APN and changing other advanced settings, though not completely.
Reading the comments below that video, it appears there has been spotty and various levels of success in getting other aspects working.
Here's another one showing an S4 working both for data and phone calls.
In both situations, I don't believe they are running in 4G LTE, but only in 3G (HPSA+). To use the key word from
@cr6, they are not "reliable" and so you must keep that in mind.
Here's a Note being used on AT&T, and he's gone into all the setting changes one by one to complete this transition. Again, it's not full 4G, but instead a 3G/4G hybrid and I can't attest to its reliability.