I'd take the standard keyboard over any of the others (including swipe... blasphemy?!)... although the iphone keyboard is pretty damn accurate.
I'm with you, I'm not super impressed with swype. I've had to stop and correct more with swype then with the regular keyboard. I have small fingers, so touch screen keyboards aren't a huge problem for me given the size of the Droid's screen.
Will have to check my phone, don't think I got a notification for updating handcent yet. Though I'm not super impressed with that yet, but trying to give it more time since everyone says I should get it.