Handcent added, Ringtones completed
Once I took out my battery and reset the phone the app was there, but after reading the forum I decided to return it and go for Handcent since it was free.
I did have another issue, but through the forum and a little patience, I found the answer to my issue. Ringtones from Verizon via message said they were saving to the SD card but they weren't. I took out my SD card and was able to use the Droid Messaging, hold down next to the ringtone play button and save the ringtone to my phone. They show up on my list too. One caution, when you save the first one and you go back to the message, if there is more than one ringtone, pay attention to which one you have downloaded by playing it. When you go back to the message with more than one ringtone on it, it keeps going to the bottom of the message, now I have four of one ringtone on my list. Oh well, at least I have them now.