I did format the 32gig card but did nothing with the 16gig card since I thought nothing was needed. I need to drag stuff from my 16gig to the 32gig? That seems odd.
Isn't there a feature on dx to have everything automatically copied to the card?
Since the 16 gig card isn't there any longer, how would it get access to the data on it? You need to perform the transfer. The directory structure is the most important, but I assume you want the files from your old card on the new one. When you install an APP, it sets up the data directory on the SD card. Since the 32 gig card was not in the phone when you installed the APP's, it has no way of getting the directory structure for the installed APP's.
You could also perform a factory reset and make the phone like a new one from the box with the 32 gig card in the phone. That should also effectively get you going.