I guess I'm not making my point clear enough. Let me explain it a different way... The advantage of an SD card is that it's portable, removable and you can switch it out with other compatible cards. As a user, this gives me a lot of freedom to decide what I want to do for storage.
By shipping with the best possible SD card at launch -- HTC and Verizon have already made my storage decision for me in order to justify charging me a premium price. What's the point of making it an SD card when it's already maxxed out?
I would rather they knock a $100 off the price and let "me" make that decision. Since "I" know better than "they" what my own needs. For me personally, 8gb internal and 8gb SD card is more than adequate.
It's nit-picky, but I've had weeks to stew over this TB launch and it's just getting harder to justify $299 with other competing phones just over the horizon. I can't shake this feeling that within 1 month of launch, the same phone will be offered for $150 once they have gotten the early adopters. Telling me that it's because of the SD card is just throwing salt in the wound.