First off i agree with many statements here, i do wish that bloatware was optional, while they may put it on the phone, at least give me a way to take it off if i don't want it there, that would be fine with me, or give us a button that allows us to turn off "motoblur, ninjablur, etc" and have it be vanilla once rebooted, similar to a dual boot system.
Secondly about subsidized phones, what most people don't seem to realize is that they pay for the phone no matter what, yes you may have saved 200-400 when you first purchase the phone, but corporations like VZW add charges, or just up the amount you have to pay a month for service to compensate for this. Also they get it back with bloatware and other various ways.