But you know y'all can help make my decision a little easier.
IN all realness
@cr6, I ended up digging into my emergency fund to cover the Note 5. After I woke up this morning I realized how stupid that was and I had a sickening feeling in my stomach. My emergency fund is just that and if I am digging into it for a want then I need to rethink my want or wait a little longer to save up more. Basically I played the game of borrowing from my emergency fund and I do not want to start going down that slippery slope. The only time to dig in there is for a rainy day (ie medical, car failure, etc). A phone, when I have a functioning Nexus 5 and Nexus 6, is not a rainy day it is just a case of me going spoiled brat and demanding it now. So really this was a matter of some soul searching more than the phone. I did not want to wait until after the 15th to get the 6P so I decided to get a note 5 now because I could walk out the door with it now despite me putting myself in a situation where I would drop my emergency fund to a low amount. The issues with the signal earlier was more of me not being able to be at peace with my decision; not because of the device, but what I did to get it. Basically this goes back to a point you tried to make in another thread and what we discussed before via pm. So that is the real reason why the Note 5 went back.