Yes and I do did have Asurian and it was $6 a phone. I like the idea that was mentioned about deductibles reflecting the age of the phone just like cars with their blue book values. It's like buying car insurance...there are a variety of plans you can choose from along with coverage. Too ASSume everyone knows about the cell phone deductible; well you walked right into that one. Now that I think about it I probably wouldn't have felt so used if I had know; it made me feel stupid. Live and learn. :lifting: