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Renaming the files to .bak takes more work than just moving them to an alternate location. I created a separate directory, moved all of the unwanted apps there. If I ever have to move them back I can move them all at once, no renaming necessary.
If you are even a little nervous use the z4root and TI Backup freeze. There is still some risk, but it makes it a lot less likely that you will accidentally do something that will mess you up.
I was rooted and ran custom ROMs all the time on my D1 (did it the hard way when it first came out) but I just got around to rooting and freezing the bloat on my D2 today. Find the thread with the confirmed "safe" programs to freeze and you should be in the clear.
Just remember to unfreeze before applying the next OTA whenever that comes.