Buying insurance after already declined.

[jrl9851]

Is this possible? I'm going to call verizon tomorrow, but I thought I would ask you guys first.

I've never purchased insurance for any of my phones before, probably because I'm cheap and have never really loved any phone as much as I do the droid. I declined insurance when I first bought it, but now I want to add it. I went online to add it, but I didn't see an option to. Anyone know if I still can?

 

[phone]

Is this possible? I'm going to call verizon tomorrow, but I thought I would ask you guys first.

I've never purchased insurance for any of my phones before, probably because I'm cheap and have never really loved any phone as much as I do the droid. I declined insurance when I first bought it, but now I want to add it. I went online to add it, but I didn't see an option to. Anyone know if I still can?

Yes you can. I did the same thing. Verizon uses this company to handle their insurance. I gave them a call and in a couple business days had insurance. There's a FAQ on Verizon's website about insurance.

Welcome Verizon Wireless Customers

 

[jrl9851]

Thank you!!!

 

[xjman349]

Just needs to be done in the first 30 days.

 

[heavyMGS]

The insurance company is called Asuiron. You don't need to call them though, just call Verizon and ask you them add the insur. to your phone. You always have 30 days to add insur to a newly purchased device. You should have no problems, trust me :wink: I know.

 

[pandroid]

i never get insurance on anything i buy. havent regretted it yet. but i am wondering how much the droid insurance costs. can anyone answer that for me?

 

[gburns8635]

The company is Assurion. 800-584-3666

 

[Yorba]

I have not verified this myself, but a Verizon rep friend of mine told me that there is a clause that allows all extended warranty replacements to be refurbished units. Apparently, this gives them an outlet for any refurbs that come back from the normal warranty processes. It seemed to me like the Verizon reps did not get commission on this, so he was not very hot on it

 

[JonKyu]

i never get insurance on anything i buy. havent regretted it yet. but i am wondering how much the droid insurance costs. can anyone answer that for me?

I never buy insurance either, I think its 6$-8$ a month. My 30 days already passed so I'm going to try my best to keep my droid safe. I've never needed insurance before *knock on wood* I hope its the same with my droid.

 

[Yorba]

i never get insurance on anything i buy. havent regretted it yet. but i am wondering how much the droid insurance costs. can anyone answer that for me?

I never buy insurance either, I think its 6$-8$ a month. My 30 days already passed so I'm going to try my best to keep my droid safe. I've never needed insurance before *knock on wood* I hope its the same with my droid.

It was $8/month when I asked about it and it has a $89 or $90 deductible.

 

[JessiesGirl]

i never get insurance on anything i buy. havent regretted it yet. but i am wondering how much the droid insurance costs. can anyone answer that for me?

I got it through Verizon and it's $7.99 per month.

 

[DroidFan]

As another possibility, you can always (if after the first 30 days) contact an insurance company like Allstate or State Farm and ask for a "personal articles policy" on the Droid. The benefit of going through another company is if anything happens to your Droid, they will cut you a check for the amount of the policy, no questions asked. I've done this for jewelry and my computer and it is completely dependent upon the amount of the article's value in question.

Hope this helps!

 

[Laurence5905]

i never get insurance on anything i buy. havent regretted it yet. but i am wondering how much the droid insurance costs. can anyone answer that for me?

I bought the insurance when I bought the phone. They're charging me $6 per month, and it will pay replacement cost of up to $1,500 for a new phone. You get up to 2 replacements per 12-month period. There's an $89 deductible you have to pay for each claim. The replacement includes a standard battery, standard charger, the phone itself, etc...

The policy specifically states that it will NOT cover memory-cards (removeable storage devices, is how they word it). But since Motorola doesn't ship these phones without a 16GB SD card, I'm not really sure how they can't replace the card with the phone if the phone is lost or stolen. If the phone is simply damaged, and not stolen, I'd suggest you take out your SD card and keep it, just in case.

 

[G'Ner]

When I bought the phone the rep said he was going to leave my non smart phone insurance on there, it was $2 cheaper. Hopefully I wont run into problems when/if I do an insurance claim.

 

[zudien]

Insurance on a phone is nice. Especially if you are prone to bad luck.

One day after a long day of shooting at the range I was packing up my guns and left my old phone on top of my truck. I drove off and got home realized I was sans phone. So I drove back and found it in the middle of the road run over. So I called assurian (through ATT's various sub menus) and had a new phone out in a couple of days with a return box postage paid for the broke phone.