Thanks for all the great research. Planning to get a droid soon (can't wait). And was wondering about insurance. Right now, I'm leaning toward State Farm, though I am bummed it doesnt cover loss. That makes sense, I know, but I would just like the peace of mind. That said, I'm not sure the peace of mind is quite worth Asurion;s asking price. Oh well.
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Insurance Policy for VZW & Asurion
- Thread starter nerdbox08
- Start date
It covers theft though. So if you leave your phone somewhere and it gets stolen, isn't that theft?
I suspect they'll make you file a police report.
Just got off the phone with my State Farm agent. State Farm's policy DOES cover loss. So now there is absolutely NO reason for anyone to give Verizon any more of that insurance money. Call up your local State Farm Agent and cover your phone for every possible situation, no matter what YOU do to it, it is covered. You can drop it in the toilet, drop it, scratch it, lose it, break it, no matter what, your insurance through State Farm Covers it. Of course I wouldn't recommend doing any of these things to your wonderful precious phone because I'm not sure how long the replacement will take to come in, but at least you'll have that complete assurance that your phone is safe no matter what happens to it.
As far as the rate, it is:
drumroll please...
$3.16/month paying monthly (be advised I do have multiple policies through State Farm, but I don't think there is a multi-line discount on this coverage. The phone is covered @ $599 which is what it would cost if you went to Motorola and got it @retail price.
This is explicitly FALSE. Do not believe this post for anything, I got my policy today on my PHONE, I have 0 deductible and pay 38 dollars for the entire year's coverage. There must have been some miscommunication between you and your brother-in-law.
Do you just sell the insurance or do you work directly for them?
When I called their customer service line I was told that item replacement was dependent on what was available in their warehouse. I then asked, is it usually refurb or new; the lady on the phone repeated about what is available and she said usually it's a refurb phone, but it all depended on the availability.
I know I sound redundant in that statement, but that is *exactly* how she expressed it to me.
b-radisrad
New Member
I can top that! $15 for the entire year and $0 deductible. Booya! :icon_ banana:
I am switching my coverage to State Farm TODAY. I cannot believe I did not think this thru more clearly. GREAT info sharing!
Quick and dirty analysis of the asurion plan...I think my logic is correct...6*<# of months on plan>+89
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Quick and dirty analysis of the asurion plan...I think my logic is correct...6*<# of months on plan>+89
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My State Farm agent told me that they do not do that any longer...anyone else get this?
funkdoctor
New Member
Just got the same message. Going to try calling the 1-800 number and seeing what I can find out.
nerdbox08 wrote, "I just bought my policy from State Farm." (2/4/10)
loop4zil wrote, "My State Farm agent told me that they do not do that any longer." (2/12/10)
funkdoctor wrote, "Just got the same message." (2/12/10)
I just got off the phone with two different State Farm agents (in NYC) who stated that they no longer cover any cell phones whatsoever, with one of them claiming that this holds for all State Farm agents company-wide. She thought that this rule had been in effect since last year, but when I pointed out that I know of people who got State Farm policies for their phones within the past month, she speculated that perhaps the underwriter will come back and nix those plans.
I called State Farm's customer service number at 877-734-2265 to verify the above information, and the representative didn't know. He passed the buck, saying their agents would know better than he and his colleagues in Customer Service.
After reading this thread, State Farm seemed like the best way to go. I wonder if calling countless agents will unearth one who will do it?
-Trav
loop4zil wrote, "My State Farm agent told me that they do not do that any longer." (2/12/10)
funkdoctor wrote, "Just got the same message." (2/12/10)
I just got off the phone with two different State Farm agents (in NYC) who stated that they no longer cover any cell phones whatsoever, with one of them claiming that this holds for all State Farm agents company-wide. She thought that this rule had been in effect since last year, but when I pointed out that I know of people who got State Farm policies for their phones within the past month, she speculated that perhaps the underwriter will come back and nix those plans.
I called State Farm's customer service number at 877-734-2265 to verify the above information, and the representative didn't know. He passed the buck, saying their agents would know better than he and his colleagues in Customer Service.
After reading this thread, State Farm seemed like the best way to go. I wonder if calling countless agents will unearth one who will do it?
-Trav
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