The thing about overclocking the droid is that they actually over clocking it without messing with the voltage which is probably why there barely is any heat increase. As long you have SetCPU and have scale at 125 as the minimal that you will not see any damage.
+1. People think electronics are rather fragile items. They will shut off before damage occurs these days, and the odds of that are minute because the voltage is not increasing. Overclocking will show a slow linear temperature increase the higher the Mhz, overvolting will show an exponential increase of temperature.
I agree with you on the fact that electronics are not as sinsitive as people think, the problem with this statement is the biggest concern is not whether or not you cook your chip, it is what happenes to the battery when it overheats.
I also disagree whither this whole voltage not increasing BS. Anyone who understands even the most basic electronics (primarily ohms law...V=IR), will realize that voltage isn't what causes things to cook, its current. Every time the CPU does an operation the chip pulls a little bit of charge through it, and when you overclock, you increase the # times per second that this occurs. The result? More charge pumping through the Chip in the same amount of time. This current spike increases the CPU and battery operating temprature. This may not cause catostraphic failure, but will significantly reduce the life of your hardware, especially the battery.