Carolina could very well fall as fast as the Niners did after their last superbowl appearance. (Wow I can't believe that much time has passed already)Yeah I felt he quit as well. And take it from someone like Kapernick, he is not guaranteed to get another shot at the Superbowl. With teams know you coming and looking to give you there best shot, free agency, injuries from the extra hit in the post season, and heavy expectations, you have to give it everything you have like this is the last opportunity.
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Teams now know that if Cam isn't having fun he plays like garbage and that frustration can effect his game so easily. Sure other defenses aren't as good as Denver's, but Denver showed the league that Cam can be rattled. Also if he quit on a fumble in the superbowl, there's no way he'd scramble for it if it was a regular season game. I definitely could be wrong, but judging by body language and how he acted after, he didn't want to win enough.
Carolina looked great throughout the season, but they had an easy schedule imo.