That is true. You pay either way. I figured it was better to pay for the phone outright and not deal with a contract. The problem is, if I pay full price for the phone, I am still paying a subsidy in my monthly bill.
They bake the subsidy in to everyone's bill, it is why they can sell you a $700 phone for $199 a month. But if you pay the $700, they don't lower your bill because you are not needing a subsidy.
So in the end, even if you pay full price, you then end up paying for your phone TWICE.
They way I look at it..even the extra cost of the full price I pay I'm still ahead with my unlimited over the life of a contract..I can leave anytime I wish...sell my phone and get the latest or switch to another phone if I'm not happy...I barely tether and can still average 21GB per month it's easy to do...
N2 tap'd HD