Perhaps dumb question about LTE: most of the buzz I see concerns using LTE for your laptop to load full web pages and download files which is all well and fine. Unless I plan on doing a lot of tethering, I'm left wondering how LTE will change my life or be worth an extra $10/month for everyday mobile phone surfing, etc.
It's really personal preference. There will definitely be a speed boost in regard to upload/download speeds. The question is, are you fine with Verizon's current 3G speeds. Also consider Verizon's 3G covers more of the country than any other carrier and as you already know 4G will be limited. The hardware in this phone will also impact speed be it 3G or 4G, this phone will be fast.
I agree it's a personal preference. Though If i were betting most will think they need the extra speed but rally they won't need it