You plug the phone into your PC. When it asks what type of connection type you want, select "Disk Drive". Your SD card will then be mounted, and you can move the file over to the root of the SD card.
The rest of the steps don't seem too bad. But when you say "you can move the file over to the root of the SD card" what does this mean? When I plug my phone in the computer it recognizes it as a removable disk after doing what you said previously, and when I open up the removable disk there are a bunch of subfolders. Is this the root of the SD Card?
Yes - you want to move the file on the same "level" as the subfolders.
I tried to save PG05IMG.zip file and it says it will take two hours to download, does that seem right?
It seems way wrong unless you're trying to download it on a dial-up connection.
Sorry for all of the questions, and I really appreciate your help.
No problem.