anwarlucas
Member
PhoneClaim.com - Verizon phones replaced fast! File a claim for your lost, stolen, or damaged phoneafter reading the limitations, there are no limits to how many replacements due to water damage. meaning you can do your standard "2 claims per policy year, equipment max $400 phones/$1,500 advanced devices per claim"... what that means is, if you bought your phone 6 months ago, dropped it in water, your "manufactures warranty" is no longer covering your device because you "damaged" your device by having "liquid" enter and destroy the device. now after 6 months of owning said device and dropping it in or on "liquid" you would have to "pay" your "deductible" of up to $129.. now the replacement comes to you, that replacement now comes with a brand new 1 year "manufactures warranty", now if you drop that in or on "liquid" again, it voids this "manufactures warranty", you now have to "pay" your "deductible" again of up to $129. now if that replacement DID NOT fall in or on "liquid" but the screen stopped working, or speaker does not work, they will "replace" without a "deductible".
"Coverage Limitations
a. Claim Authorization and Loss Payment
We have the right to settle the loss with the Enrolled Group Member or
his or her designee. No claims will be accepted unless authorized by
Asurion. All repairs and replacements must be done by Asurion unless
Asurion gives the Enrolled Group Member other specific directions. In
no event will Enrolled Group Members be reimbursed for any out-ofpocket expenses.
b. Cosmetic Damage
We will not repair or replace any cosmetic damage, however caused,
that does not affect the manufacturer’s intended use.
This includes, but is not limited to:
(1) Cracking, marring, scratching or warping;
(2) Change in color or other change in the exterior finish.
c. Covered Under Warranty
We will not make any repair or replacement for loss or damage that is
covered under the manufacturer’s warranty.
d. Late Claims
We will not cover claims reported to the Authorized Service Center more
than 60 days after the discovery of the loss or damage. If reporting a
claim to the Authorized Service Center cannot occur within 60 days of
discovery for reasons beyond the insured’s control, such notice of claim
to the Authorized Service Center should occur as soon as practicable.
e. Two Claims
Each Enrolled Group member is limited to 2 covered claims during
a policy year. When this limit is exhausted, we will send the Enrolled
Group Member written notice which will state that his or her coverage is
exhausted for the policy year, as of the effective date shown in the notice."
"Coverage Limitations
a. Claim Authorization and Loss Payment
We have the right to settle the loss with the Enrolled Group Member or
his or her designee. No claims will be accepted unless authorized by
Asurion. All repairs and replacements must be done by Asurion unless
Asurion gives the Enrolled Group Member other specific directions. In
no event will Enrolled Group Members be reimbursed for any out-ofpocket expenses.
b. Cosmetic Damage
We will not repair or replace any cosmetic damage, however caused,
that does not affect the manufacturer’s intended use.
This includes, but is not limited to:
(1) Cracking, marring, scratching or warping;
(2) Change in color or other change in the exterior finish.
c. Covered Under Warranty
We will not make any repair or replacement for loss or damage that is
covered under the manufacturer’s warranty.
d. Late Claims
We will not cover claims reported to the Authorized Service Center more
than 60 days after the discovery of the loss or damage. If reporting a
claim to the Authorized Service Center cannot occur within 60 days of
discovery for reasons beyond the insured’s control, such notice of claim
to the Authorized Service Center should occur as soon as practicable.
e. Two Claims
Each Enrolled Group member is limited to 2 covered claims during
a policy year. When this limit is exhausted, we will send the Enrolled
Group Member written notice which will state that his or her coverage is
exhausted for the policy year, as of the effective date shown in the notice."